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"Superb Real Estate Professional. Recommended"
"After two years of looking for a home with numerous real estate agents, we were referred to Jim Gilbert by an agent who did not have a license in Virginia." "The first day we met Jim, we selected the home we have since purchased. We were impressed by his professional attire and knowledge about everything we asked. Jim was always on time, communicated in a timely manner, and never failed to return communication." "His approach to showing homes, his knowledge about the homes and the area, his ability to determine what we liked and didn't like, even his insight on when to rest to allow our kids to eat indicated an agent who is knowledgeable, astute and empathetic to the needs of his clients." "In closing, Jim Gilbert is a superb Real Estate Professional. We will recommend him to anyone who is looking for a home."
"Clark M. and Family"
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Insurance >Do You Need Mortgage Protection
If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.
If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.
When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.
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| Q |
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?
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| A |
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street. |
See More Real Estate Trivia > |
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Smart Buyers Buy Nov-Jan! Why the smartest time to be a buyer is during the slowest market of the year - the last half of November through the 1st half of January! Find Out More > View All Affiliates >
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